Property Insurance Expert Witnesses

Property insurance professionals are often called upon to act as expert witnesses in cases involving property damage. An expert witness is an individual who has particular knowledge or experience in a field related to the lawsuit, and serves primarily to educate the judge or jury about real-world facts relevant to the matter before them. When this expertise originates from a professional working within property insurance, he or she can provide important evidence regarding damages and best practices that could shape decisions made by the court. When called upon to provide testimony as an expert witness relating to property damage in civil proceedings, a property insurance professional must possess knowledge of both the industry itself and specific details of relevant policies - both those of other stakeholders including opposing companies, as well as their own policies either as party plaintiff or defendant. Hearing testimony from an experienced agent allows jurors with limited knowledge of these products and related legal issues to weigh properly any arguments presented about the effects and responsibilities resulting from certain policies under which losses were incurred. The ability for this individual to explain complex matters thoroughly yet concisely lends strength not only his credibility but also gives substance during deliberations about matters that would otherwise be undecided due to lack of insight into policy specifics. Property insurer representatives also commonly testify on behalf of insured parties whose coverage has been denied despite what they perceive is rightful claims being submitted – presenting another side benefit of having such a trained professional handle claims when guarantees for coverage have been given behind purchasing policies initially. Expert witnesses’ educational approach assists jurors by providing evenhanded accounts which further establishes so-called equitable settlements between all participating parties involved in disputes where court resolution is necessary rather than desirable conclusion for all sides involved.