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Welcome To Consolidated Consultants' Newsletter |
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We are proud to present our Quarterly Newsletter featuring Highlighted Forensic and Medical Expert Witness Consultants along with informative articles written by a broad range of Expert Witnesses, Consultants, Attorneys, and other professionals throughout the country. Article topics range as each article showcases Experts breadth of knowledge and strength of expertise. As we continuously add new highly qualified Experts and Expertise Categories to our broad, nationwide directory, we encourage you to search Expert Witness CV's on our site by Expertise Category, Keyword Search, or contact us directly and we will search for you.
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Written by: Mortgage Banking Expert WitnessExpert Witness No. 937 |
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“Greed is good.” Those are the now famous words spoken by Gordon Gekko, one of the lead characters in Oliver Stone’s movie, “Wall Street.” We have all experienced both the good side of this motivational tool and the bad. Before we entered into the new century, the mortgage industry was embargoed from making loans to borrowers with a poor credit history and lack of supportable income because we were all operating under the guidelines established by the consortium of Fannie Mae, Freddie Mac… read more
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Subprime lending has many faces: the first time buyer reaching for a home of his/her own, a speculator riding the crest of rising real estate values, the real estate agent or broker discovering ways to close more deals, a homebuilder to liquidating inventory, Wall Street finding a plethora of new products, and more and more and more. All this based on credit standards that reached beyond credit guidelines proven safe over years of experience… read more
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Written by: Investment Consultant Expert WitnessExpert Witness No. 943 |
Many investors own annuities to provide them with tax-deferred income and a potential stream of payments either immediate or future. An annuity is a contract with an insurance company, which then promises either a fixed return (“fixed annuities”) or a return that is tied to the performance of some stock market instruments (“variable annuities”). The main attraction of an annuity is that it provides a way to let funds grow without having to pay taxes until the money is withdrawn. Early withdrawals, however, carry penalties in the form of tax surcharges (if funds are taken out when the owner’s age is below 59½ years) and surrender charges of various duration, imposed by the insurance companies.… read more |
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Ask A Good Customer to Leave...
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The event that has become known as the “Subprime Crisis” has in some way touched nearly every American household and now, many countries around the world. Behind the scenes, there are thousands of scenarios playing out that will shape how business is done in the future. In the past few months there has been considerable tightening for certain types of credit. Here is but one example:… read more |
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A Primer on Subprime Mortgage Loans
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It is universally desirable to own a home. Homeownership is the financial foundation of the economy, and the personal financial foundation of most people. Several years ago, in order to increase the level of homeownership in the country, mortgage lenders began making mortgage loans to borrowers who had less than perfect credit histories or who were new to the credit market. Because of the increased risk present in these loans, they have been referred to as “subprime” mortgage loans.…read more |
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The "Real" Real Estate Situation
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Ask any American who was born after D Day and they will presume that available and adequately priced shelter is theirs for the asking. Just like most Americans have come to expect fresh water, cheap food, and available petroleum; most have come to expect an affordably priced and equitably situated place called "home". While a nation with our resources and entrepreneurial talent has been able to supply these facilities, unfortunately, the nation's overall housing market is not completely segregated from the nation's overall financial marketplace… read more |
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Our featured Highlighted Medical Experts represent only a small sampling of our broad Expertise Categories of top-notch Expert Witnesses and Consultants located across the nation. Search our website for Experts CV's by Expertise Keyword Search, Expertise Category Directory, Online Request An Expert form or, contact us directly at |
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Board Certified Orthopedic Surgeon Expert WitnessMedical Expert Witness No. 1196 |
Areas of Expertise: Current Positions: Orthopedic Surgeon, Local Surgery Center, WA Adjunct Assistant Professor of Surgery, East Coast Medical School
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VIEW OTHER MEDICAL EXPERTS ON OUR WEBSITE |
Registered Nurse, M.N., C.N.M., J.D. Expert WitnessMedical Expert Witness No. 900 |
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Areas of Expertise: Current Positions: Certified Nurse Midwive, Palomar Medical Center, Escondido California. Responsibilities include management of patients in antepartum, intrapartum, and postpartum care. 1998-Present: Certified Nurse Midwife/Ob-Gyn Nurse Practitioner in group practice with four physicians and 2 Ob-Gyn Nurse Practitioners. Responsibilities include prenatal care, and full gynecologic care. International Nurse Midwifery Consultant with UNICEF, UNESCO, Surgical Eye Expeditions (SEE), International Relief Teams (IRT), ACNM, CARE, Prime/INTRAH, CERT, Save the Children, American Academy of Pediatrics/Project Viet Nam
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Jail, Correctional Medical Director Expert Witness
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Areas of Expertise: Current Positions: Medical Director Department for the County Attending Physician, Emergency Department Hospital Center affiliate of Medical Center
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Our featured Highlighted Forensic Experts represent only a small sampling of our broad Expertise Categories of top-notch Expert Witnesses and Consultants located across the nation. Search our website for Experts CV's by Expertise Keyword Search, Expertise Category Directory, Online Request An Expert form or, contact us directly at |
Certified Human Factors Expert Witness
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Areas of Expertise: Current Positons: Present, President, A Human Factors Consulting Company Member, National Human Factors and Ergonomics Society and Technical Groups on Safety, Forensics, and Product Design, 1983 to present. Member, Potomac Chapter, Human Factors and Ergonomics Society, 1983 to present
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Railroad Safety and Operations Expert Witness
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Areas of Expertise: Current Positions: Engineer and Conductor Employed by Transit Services Company, which is a contracting company that operates all trains for the South Florida Rail Transit Authority Tri-Rail. Certified Passenger Engineer National Association Of Railroad Safety Consultants And Investigators, Advisory Board Railroad and Safety Operations Consultant Consultant retained by Plaintiff's, Defendant's, Insurance Carriers and Industry in cases involving Expert related testimony.
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VIEW OTHER TECHNICAL EXPERTS ON OUR WEBSITE |
Accident Reconstruction and Motocross Expert WitnessExpert Witness No. 1553 |
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Areas of Expertise: Current Positions: CEO of a Private Engineering Firm Author Certified Chief Instructor, The Specialty Vehicle Institute of America Engineering Consultant
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